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Online Banking access is available through our website at The link to Online Banking can be found on the homepage.Online Banking is accessed by use of a Login ID and password, which is established during your first login.Please read these rules carefully and retain them for your records.We have the right to change these Terms and Conditions at any time, as permitted by law, by notice mailed or emailed to you at the last known address we have on file.VCNB Online Banking allows you to transfer funds between certain accounts, review account activity and balances and download account statements into personal financial software using a computer.You choose which accounts you wish to view or access via our Online Banking Application. Use of this product is governed by these Online Banking Terms and Conditions, as well as the Terms and Conditions governing your other accounts at this bank.It may include deposits still subject to verification by us.The balance may also differ from your book balances due to outstanding checks and other transactions in process. will post to the accounts the following business day.

If you have given someone your password, you are liable for all transactions conducted by that person, even without your permission.Alerts which you have selected will be sent to the e-mail address or sent via text message to the mobile device address you have provided.You agree to provide us with a valid mobile number and/or e-mail address.You may also email us at vinton[email protected], but be sure not to include any of your account numbers or Social Security Number.Your name, address and a brief message as to the nature of the problem is all we will need.

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In applying for Online Banking, you agree to the following Terms and Conditions: To access our Online Banking product, you must have an industry standard, bank supported browser that provides 128-bit encryption, such as Internet Explorer, Google Chrome, Safari or Firefox.