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It can also be more secure and predictable than waiting for a check to come in the mail.Dipping a chip card, swiping a credit card, or keying in a credit card number on a mobile device is becoming the norm for many customers and businesses. According to PWC, the number of consumers making mobile purchases more than doubled from 2010 to 2017, rising from 7% of consumers to 17%.
Add to that the ability to sell and buy services and products online, access cash flow reporting, manage customer accounts, and send invoices from anywhere you have a signal, and you start to see the benefits of using a mobile payment app for your business.
According to the same Fiserv research, between 20, there was a 72% increase in consumers making payments at both the biller and financial institute websites.
You can outsource this feature to companies that specialize in online payment services, including hosting the payment form, providing the secure payment processing, and secure customer account storage.
Enabling your customers to pay with their credit card on your website is the most basic way you can accept online payments.
To offer this feature to your customers, you’ll want to decide whether to have your own dedicated merchant account or use an intermediary holding account.
According to Fiserv research*, 79% of households reported having a smartphone, a 20% increase from 2014.